Terms

coach-companion.com WEBSITE TERMS OF
  USE

If You Do
  Not Agree to the Following Terms of Use, Discontinue Using this
  Site Immediately!

By using this site, you signify your Assent and Agreement to
  these Terms of Use. If you do not agree to these Terms of Use, do
  not use the site.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are
  reserved. Text, graphics, databases, HTML code, and other
  intellectual property are protected by US and International
  Copyright Laws, and may not be copied, reprinted, published,
  reengineered, translated, hosted, or otherwise distributed by any
  means without explicit permission. All of the trademarks on this
  site are trademarks of coach-companion.com or of other owners used
  with their permission.

Database Ownership, License, and Use

coach-companion.com warrants, and you accept, that coach-companion.com is the owner of the copyright of the Databases
  of Links to articles and resources available from time to time
  through coach-companion.comand its
  contributors reserve all rights and no intellectual property rights
  are conferred by this agreement.

coach-companion.com grants you a non-exclusive, non-transferable
  license to use database(s) accessible to you subject to these Terms
  and Conditions. The database(s) may be used only for viewing
  information or for extracting information to the extent described
  below.

You agree to use information obtained from coach-companion.com’s
  databases only for your own private use or the internal purposes of
  your home or business, provided that is not the selling or broking
  of information, and in no event cause or permit to be published,
  printed, downloaded, transmitted, distributed, reengineered, or
  reproduced in any form any part of the databases (whether directly
  or in condensed, selective or tabulated form) whether for resale,
  republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or
  print out individual pages of information that have been
  individually selected, to meet a specific, identifiable need for
  information which is for your personal use only, or is for use in
  your business only internally, on a confidential basis. You may make
  such limited number of duplicates of any output, both in
  machine-readable or hard copy form, as may be reasonable for these
  purposes only. Nothing herein shall authorize you to create any
  database, directory or hard copy publication of or from the
  databases, whether for internal or external distribution or use.
 
 

Liability

The materials in this site are provided “as is” and without
  warranties of any kind either express or implied. coach-companion.comdisclaims all warranties, express or implied,
  including, but not limited to, implied warranties of merchantability
  and fitness for a particular purpose. coach-companion.comdoes not
  warrant that the functions contained in the materials will be
  uninterrupted or error-free, that defects will be corrected, or that
  this site or the server that makes it available are free of viruses
  or other harmful components. coach-companion.comdoes not warrant or
  make any representations regarding the use or the results of the use
  of the materials in this site in terms of their correctness,
  accuracy, reliability, or otherwise. You (and not coach-companion.comassume the entire cost of all necessary
  servicing, repair or correction. Applicable law may not allow the
  exclusion of implied warranties, so the above exclusion may not
  apply to you.

Under no circumstances,
including, but not limited to, negligence, shall coach-companion.combe
liable for any special or consequential damages that result from the
use of, or the inability to use, the materials in this site, even if
coach-companion.comor a coach-companion.comauthorized representative
has been advised of the possibility of such damages. Applicable law may
not allow the limitation or exclusion of liability or incidental or
consequential damages, so the above limitation or exclusion may not
apply to you. In no event shall coach-companion.com’s total liability to
you for all damages, losses, and causes of action (whether in contract,
tort, including but not limited to, negligence or otherwise) exceed the
amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate
  at the time they were placed on the website. Changes may be made at
  any time without prior notice. All data provided on this website is
  to be used for information purposes only. The information contained
  on this website and pages within, is not intended to provide
  specific legal, financial or tax advice, or any other advice,
  whatsoever, for any individual or company and should not be relied
  upon in that regard. The services described on this website are only
  offered in jurisdictions where they may be legally offered.
  Information provided in our website is not all-inclusive, and is
  limited to information that is made available to coach-companion.com
  and such information should not be relied upon as all-inclusive or
  accurate.

Links and Marks

The owner of this site is not
necessarily affiliated with sites that may be linked to this site and
is not responsible for their content. The linked sites are for your
convenience only and you access them at your own risk. Links to other
websites or references to products, services or publications other than
those of coach-companion.com and its subsidiaries and affiliates at this
website, do not imply the endorsement or approval of such websites,
products, services or publications by coach-companion.com or its
subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or
  phrases at this website may constitute trade names, trademarks or
  service marks of coach-companion.com or of other entities. The
  display of trademarks on this website does not imply that a license
  of any kind has been granted. Any unauthorized downloading,
  re-transmission, or other copying of modification of trademarks
  and/or the contents herein may be a violation of federal common law
  trademark and/or copyright laws and could subject the copier to
  legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any
  Subscriber Code, username, user ID, or password which you may have
  received from coach-companion.com, and all information to which you
  have access through password-protected areas of coach-companion.com’s websites and will not cause or permit any such
  information to be communicated, copied or otherwise divulged to any
  other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to coach-companion.com. coach-companion.com reserves the right to issue
  revisions to these Terms of Use by publishing a revised version of
  this document on this site: that version will then apply to all use
  by you following the date of publication. Each access of information
  from coach-companion.com will be a separate, discrete transaction
  based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or
  sublet by You without coach-companion.com’s written consent in
  advance.

These Terms of Use shall be governed by, construed and enforced
  in accordance with the laws of the Minnesota, as it is applied to
  agreements entered into and to be performed entirely within such
  jurisdiction.

To the extent you have in any manner violated or threatened to
  violate coach-companion.com and/or its affiliates’ intellectual
  property rights, coach-companion.com and/or its affiliates may seek
  injunctive or other appropriate relief in any state or federal court
  in the State of Minnesota, and you consent to exclusive
  jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try
  to resolve it with the help of a mutually agreed-upon mediator in
  the following location: Washington County, Minnesota. Any costs
  and fees other than attorney fees associated with the mediation will
  be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory
  solution through mediation, we agree to submit the dispute to
  binding arbitration at the following location: WashingtonCounty,
  Minnesota, under the rules of the American Arbitration Association.
  Judgment upon the award rendered by the arbitration may be entered
  in any court with jurisdiction to do so.

If any provision of this agreement is void or unenforceable in
  whole or in part, the remaining provisions of this Agreement shall
  not be affected thereby.

Termination

These Terms of Use agreement are effective until terminated by
  either party. You may terminate this agreement at any time by
  destroying all materials obtained from any and all coach-companion.com site(s) and all related documentation and all
  copies and installations thereof, whether made under the terms of
  this agreement or otherwise. This agreement will terminate
  immediately without notice at coach-companion.com’s sole discretion,
  should you fail to comply with any term or provision of this
  agreement. Upon termination, you must destroy all materials obtained
  from this site and any and all other coach-companion.com site(s) and
  all copies thereof, whether made under the terms of this agreement
  or otherwise.


coach-companion.com PRIVACY
  POLICY

Last Updated: September 5, 2006

coach-companion.com strives to offer its visitors the many
  advantages of Internet technology and to provide an interactive and
  personalized experience. We may use Personally Identifiable
  Information (your name, e-mail address, street address, telephone
  number) subject to the terms of this privacy policy. We will never
  sell, barter, or rent your email address to any unauthorized third
  party. Period.”

How we gather information from users

How we collect and store information depends on the page you are
  visiting, the activities in which you elect to participate and the
  services provided. For example, you may be asked to provide
  information when you register for access to certain portions of our
  site or request certain features, such as newsletters or when you
  make a purchase. You may provide information when you participate in
  sweepstakes and contests, message boards and chat rooms, and other
  interactive areas of our site. Like most Web sites, coach-companion.com also collects information automatically and
  through the use of electronic tools that may be transparent to our
  visitors. For example, we may log the name of your Internet Service
  Provider or use cookie technology to recognize you and hold
  information from your visit. Among other things, the cookie may
  store your user name and password, sparing you from having to
  re-enter that information each time you visit, or may control the
  number of times you encounter a particular advertisement while
  visiting our site. As we adopt additional technology, we may also
  gather information through other means. In certain cases, you can
  choose not to provide us with information, for example by setting
  your browser to refuse to accept cookies, but if you do you may be
  unable to access certain portions of the site or may be asked to
  re-enter your user name and password, and we may not be able to
  customize the site’s features according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your
  visit and deliver more individualized content and advertising. We
  respect your privacy and do not share your information with
  anyone.

Aggregated Information (information that does not personally
  identify you) may be used in many ways. For example, we may combine
  information about your usage patterns with similar information
  obtained from other users to help enhance our site and services
  (e.g., to learn which pages are visited most or what features are
  most attractive). Aggregated Information may occasionally be shared
  with our advertisers and business partners. Again, this information
  does not include any Personally Identifiable Information about you
  or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on coach-companion.com to communicate with you about your registration
  and customization preferences; our Terms of Service and privacy
  policy; services and products offered by coach-companion.com and
  other topics we think you might find of interest.

Personally Identifiable Information collected by coach-companion.com may also be used for other purposes, including
  but not limited to site administration, troubleshooting, processing
  of e-commerce transactions, administration of sweepstakes and
  contests, and other communications with you. Certain third parties
  who provide technical support for the operation of our site (our Web
  hosting service for example) may access such information. We will
  use your information only as permitted by law. In addition, from
  time to time as we continue to develop our business, we may sell,
  buy, merge or partner with other companies or businesses. In such
  transactions, user information may be among the transferred assets.
  We may also disclose your information in response to a court order,
  at other times when we believe we are reasonably required to do so
  by law, in connection with the collection of amounts you may owe to
  us, and/or to law enforcement authorities whenever we deem it
  appropriate or necessary. Please note we may not provide you with
  notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

coach-companion.com expects
its partners, advertisers and affiliates to respect the privacy of our
users. Be aware, however, that third parties, including our partners,
advertisers, affiliates and other content providers accessible through
our site, may have their own privacy and data collection policies and
practices. For example, during your visit to our site you may link to,
or view as part of a frame on a coach-companion.com page, certain
content that is actually created or hosted by a third party. Also,
through coach-companion.com you may be introduced to, or be able to
access, information, Web sites, features, contests or sweepstakes
offered by other parties. coach-companion.com is not responsible for the
actions or policies of such third parties. You should check the
applicable privacy policies of those third parties when providing
information on a feature or page operated by a third party.

While on our site, our
advertisers, promotional partners or other third parties may use
cookies or other technology to attempt to identify some of your
preferences or retrieve information about you. For example, some of our
advertising is served by third parties and may include cookies that
enable the advertiser to determine whether you have seen a particular
advertisement before. Other features available on our site may offer
services operated by third parties and may use cookies or other
technology to gather information. coach-companion.com does not control
the use of this technology by third parties or the resulting
information, and is not responsible for any actions or policies of such
third parties.

You should also be aware that if you voluntarily disclose
  Personally Identifiable Information on message boards or in chat
  areas, that information can be viewed publicly and can be collected
  and used by third parties without our knowledge and may result in
  unsolicited messages from other individuals or third parties. Such
  activities are beyond the control of coach-companion.com and this
  policy.

Children

coach-companion.com does not
knowingly collect or solicit Personally Identifiable Information from
or about children under 13 except as permitted by law. If we discover
we have received any information from a child under 13 in violation of
this policy, we will delete that information immediately. If you
believe coach-companion.com has any information from or about anyone
under 13, please contact us at the address listed below.

coach-companion.com reserves the right to change this policy at
  any time. Please check this page periodically for changes. Your
  continued use of our site following the posting of changes to these
  terms will mean you accept those changes. Information collected
  prior to the time any change is posted will be used according to the
  rules and laws that applied at the time the information was
  collected.

Governing law

This policy and the use of this Site are governed by Minnesota
  law. If a dispute arises under this Policy we agree to first try to
  resolve it with the help of a mutually agreed-upon mediator in the
  following location: Washington County, Minnesota. Any costs and
  fees other than attorney fees associated with the mediation will be
  shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory
  solution through mediation, we agree to submit the dispute to
  binding arbitration at the following location: Washington County,
  Minnesota, under the rules of the American Arbitration Association.
  Judgment upon the award rendered by the arbitration may be entered
  in any court with jurisdiction to do so.

coach-companion.com is controlled, operated and administered
  entirely within Minnesota. This statement and the policies outlined
  herein are not intended to and do not create any contractual or
  other legal rights in or on behalf of any party.


coach-companion.com NO-SPAM POLICY

coach-companion.com has set forth a zero tolerance, No-SPAM
  Policy Notice on this website as well as its associated products,
  services, web pages, domains, sub-domains and add-on domains. The
  “SPAM” in email and marketing techniques referred to are those in
  relation to Internet and Information Marketing.

We have a strict policy against using the SPAMMING of unsolicited
  emails in mass or individually of any kind as a way to market our
  programs, products and/or services. Should complaints be
  received in relation to SPAMMING activity that connects back to you,
  we reserve the right to suspend your account while we
  investigate all evidence submitted to us.  Should you be
  deemed in violation of such policies, we reserve the right
  to immediately terminate any active accounts to your name, and
  all rights in association to these accounts shall be revoked.

Our definition of SPAMMING include, but not limited to direct or
  indirect email trasmissions to any email address that did not
  provide consent to receive information from you, advertisements in
  newsgroups, message boards, and forums that are unrelated in
  subject matter and/or have specific policies that disallow
  advertisements, as well as unsolicited messages on instant messenger
  programs and chat rooms.

Organizations, groups or individuals, including but not limited
  to affiliates, promoters, or joint venture partners, are not exempt
  from this policy, even if it is to promote coach-companion.com.
  Those found in violation of this No-SPAM policy will be held liable
  for damages, lost money and wages. Moreover, we will take any legal
  action necessary to protect our name and entity, including but not
  limited to notifying the FTC and the appropriate authorities.

If you feel that you have received an unsolicited transmission in
  the form of SPAM by anyone regarding our domains, web sites,
  programs, products, services, or anything related to our entity,
  Coach Companion Marketing or coach-companion.com, please report all such
  activity to coach-companion.com


coach-companion.com COPYRIGHT NOTICE

1. This Copyright Notice governs the
  use of the web page at and its associated services, web pages,
  domains and sub-domains, which are owned and operated by
  Coach Companion Marketing & coach-companion.com (”Owner”).
  Wherever this Notice refers to “users” it means “you”, while “we” or
  “our” refer to Coach Companion Marketing & coach-companion.com and
  “Web Site” refers to Coach Companion Marketing & coach-companion.com
  & coach-companion.com. If at any time the terms and conditions
  of this Copyright Notice no longer acceptable to you, you should
  immediately cease use of the web site where is located.

2. You acknowledge that the web page
  contains information and/ or software, photographs, audio and video
  clips, graphics, links and other material that are protected by
  copyright, trademark or other proprietary rights of Coach Companion
  Marketing & coach-companion.com or third parties, including but
  not limited to product names, logos, designs, titles, and words or
  phrases which may be registered in certain jurisdictions
  (collectively, the “Content”). You agree to comply with any
  additional copyright notices, information, or restrictions contained
  in any Content available on or accessed through . If you want to use
  any content of for any reason you must obtain prior express written
  permission of Coach Companion Marketing & coach-companion.com.
 

3. You may not modify, publish,
transmit, transfer or sell, reproduce, create derivative works from,
distribute, perform, display, or in any way exploit any of the content,
in whole or in part. Content consisting of downloadable software may
not be reverse-engineered unless specifically authorized by Coach Companion
Marketing & coach-companion.com or the owner of the software’s
patent and or copyright. Subject to the provisions of this Copyright
Notice, you may post on the any content owned by you (such as your
original statements), content for which you have received express
permission from Coach Companion Marketing & coach-companion.com  and
content in the public domain. You assume all right and responsibility
for determining whether any content is in the public domain. You grant
to Coach Companion Marketing & coach-companion.com the right to edit, copy,
publish, distribute, translate and otherwise use in any medium and for
any purpose any content that you place on without compensation to you.
You represent and warrant that you are authorized to grant all rights
set forth in the preceding sentence.  

4. You may not download content on that
  is indicated to be for sale except under the terms of the sale. Such
  content is the protected and copyrightable property of Coach Companion
  Marketing & coach-companion.com  “Free” content may be
  downloaded for your personal use or non-commercial distribution
  consistent with the terms defined in this Copyright Notice. When
  using both purchased and “free” content, you will maintain and
  include all copyright and other notices contained in such content.
  Except as expressly permitted by the copyright laws, no copying,
  storage, redistribution or publication of any content is permitted
  without the express permission of Coach Companion Marketing & coach-companion.com or the owners of such content or their
  authorized persons if other than Coach Companion Marketing &
  AdWordsGiveawayh.com.

5. We are confident that you have
  understood your rights and obligations in concern to the use of and
  that you agree with the terms described above.


coach-companion.com EARNINGS & INCOME
  DISCLAIMER

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THE
  INFORMATION AND PRODUCTS AND THEIR  POTENTIAL. EVEN THOUGH
  THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK
  IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY
  MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN
  THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE
  OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON
  USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A
  “GET RICH SCHEME.”

ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF
  ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS
  IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE
  TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR
  FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER
  ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME
  LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

MATERIALS IN OUR PRODUCTS AND OUR WEBSITE OR THOSE
  LINKING TO OR REACHED THROUGH OUR WEBSITE MAY CONTAIN INFORMATION
  THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE
  MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995.
  FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF
  FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT
  THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE
  WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,”
  “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR
  MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR
  FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY
  OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF
  EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING
  YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE
  RESULTS SIMILAR TO OURS OR ANYBODY ELSE’S, IN FACT NO GUARANTEES ARE
  MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES
  IN OUR MATERIAL.

YOU NEED TO REMAIN AWARE THAT THERE ARE NO INCOME
  GUARANTEES OR PROMISES OF ANY TYPE BEING MADE!  YOUR RESULTS
  WILL VARY AND YOU CAN EASILY FAIL TO MAKE MONEY.  THESE RESULTS
  WHEN SHARED WERE TAKEN FROM SOURCES THAT I CONSIDER RELIABLE
  BUT I CAN’T GUARANTEE THEIR ACCURACY.  THE INFORMATION
  PRESENTED IS FOR ILLUSTRATIVE PURPOSES ONLY.  USE THESE
  TECHNIQUES AND STRATEGIES AT YOUR OWN RISK.

SEARCH ENGINE ALGORITHMS RUN ON A UNIQUE
  COMBINATION OF ADVANCED HARDWARE AND SOFTWARE AND ARE NOT MADE
  PUBLIC.  A RISK OF EXCLUSION FROM A SEARCH ENGINE EXISTS WHEN A
  SEARCH ENGINE VIEWS YOUR WEB SITE(S) AS AN UNFAIR MANIPULATION
  OF THEIR SERVICE.  MANY SEARCH ENGINE STRATEGIES, TO IMPROVE
  SEARCH ENGINE PLACEMENT, INCLUDING THE INFORMATION PRESENTED HERE
  AND BY THOSE REFERENCED TO HERE OR LINKING HERE , MAY POSE SUCH
  RISKS.

MAKING DECISIONS BASED ON ANY INFORMATION
  PRESENTED SHOULD BE DONE WITH THE KNOWLEDGE THAT YOU COULD
  EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

YOU AGREE THAT NEITHER MYSELF NOR OUR COMPANY ARE TO
  BE HELD RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS
  DECISIONS RELATING TO ANY INFORMATION PRESENTED ON OR OBTAINED
  THROUGH THIS OR ANY OF OUR OTHER WEB SITES.